Chat-first money tracking
Log expenses and income the way you already talk. No rigid ledgers — just a finance chat that understands what you meant.
Ninavo
Talk to your money.
The personal finance app that tracks spending and income by chat — calm, fast, and built for real life.
How it works
Three beats from chat to clarity.
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01
Tell Ninavo what happened
Type like a text: coffee runs, rent, salary, UPI transfers. Your expense tracker listens in plain language.
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02
We sort income and spending
Categories land automatically so your personal finance app stays tidy without spreadsheets or form fatigue.
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03
See activity that actually helps
Review spending, income, and trends in a calm feed — know where money went without opening a finance dashboard maze.
Features
Built for people who hate expense apps.
Ninavo is a conversational spending tracker: chat your money story, keep categories clean, and open activity when you need the numbers.
Smart categories
Food, rent, salary, travel — your spending tracker files each entry so budgets stay readable without manual tagging every time.
Activity with clear KPIs
Glance at spent vs earned, then drill into the feed. A personal finance app should answer “how am I doing?” in seconds.
Calm mobile experience
Designed for phone-first habits: fast web app at app.ninavo.online, plus a native-feel Android APK when you want it installed.
Start free
Web now. Android when you want it.
Open the Ninavo personal finance app in your browser, or download the Android APK and track spending offline-friendly on your phone.